The Napkin Calculator
Build a lower-bound target, a conservative range, the gap, and a first-pass timeline in about fifteen minutes.
Open toolBook Three · Optionality
The Walkaway Number companion tool library
Use the matching tool when the book asks you to work something out. Each one keeps its own source-tested calculations, worksheet flow, local browser saving, export, and print behavior.
No account. No email address. Your entries stay in this browser on this device and are not sent to Hard to Fire.
All The Walkaway Number tools
Use the tool that makes the next move clearer.
These tools are not a required sequence. Each one gives you a concrete record, decision, or plan when that particular chapter is the work in front of you.
The Compound Growth Reality Check
Compare your current, fee-optimized, and savings-optimized trajectories under one disclosed convention.
Open toolThe Burn Rate Audit
In about three hours, spread across a weekend if you prefer, you'll know your actual burn rate, core burn rate, and monthly acceleration fund. Before a major change involving debt, insurance, taxes, benefits, or investments, take the completed audit to the qualified professional who owns that decision.
Open toolThe Plan on One Page
Put the target range, current position, timelines, partial-freedom thresholds, and next actions on one auditable page.
Open toolThe Handcuff Calculator
Calculate the after-tax forfeiture by quarter, compare it with a supportable alternative, and locate a financial review window.
Open toolThe Insurance Independence Calculator
Compare current coverage, COBRA, marketplace, and partner-plan paths. Build a finite bridge reserve with dated inputs.
Open toolThe Time Audit
Record two weeks of work, classify value, test one recovery change, and protect a permitted block for one defined output.
Open toolThe Portfolio Health Check and Fee Audit
Inventory every investment, calculate first-year costs, and model fee drag over the reader's actual horizon.
Open toolThe Tax-Advantaged Bucket List
Convert household facts, current limits, and access needs into a contribution sequence.
Open toolThe Downside Case Model
Reproduce the base, five individual shocks, combined downside, selected buffer, and quarterly review.
Open toolThe Status Dependency Audit
Test how much professional identity, evidence, and access survives without the current employer.
Open toolThe Portable Value Inventory
Make an honest go, validate, or not-yet decision about portable value.
Open toolThe Employment Agreement Audit
Identify the documents, clauses, facts, decisions, and advice required before outside work begins.
Open toolThe Identity Inventory
Identify which identity functions depend on the employer and choose one independent experiment.
Open toolThe Optionality Operating System
Turn financial optionality into a dated professional decision.
Open toolThe Walkaway Checklist
Organize departure evidence into four tracks. Critical gates outrank completion counts.
Open tool