Terms of Use

Effective date: September 4, 2026

These Terms of Use govern your use of Hard to Fire at hardtofire.club is registered at Namecheap. By using the website, you agree to these terms.

Informational use only
Hard to Fire provides educational information, articles, companion tools, and planning resources. It does not provide legal, tax, financial, insurance, benefits, employment, medical, or other professional advice.

Your employer’s policies, contracts, benefit-plan documents, applicable law, and your individual circumstances control. Use qualified local professionals when a decision requires professional advice.

No guarantees
The website and its tools may help you organize questions, facts, and next actions. They do not guarantee employment outcomes, income, legal results, benefits eligibility, financial results, or any other outcome.

You are responsible for your own decisions and for checking information against current, authoritative sources.

Use of companion tools
Use the companion tools with your own information and records. Do not enter employer-confidential information, trade secrets, legally protected information, financial-account details, medical information, or other sensitive personal information into website forms or third-party AI tools.

Intellectual property
Unless otherwise noted, the Hard to Fire website, text, design, companion tools, and original materials are owned by Hard to Fire Publishing and are protected by applicable intellectual-property laws.

You may use the public tools and materials for your personal, noncommercial use. You may not copy, sell, republish, distribute, scrape, reverse engineer, or exploit site materials without prior written permission.

Acceptable use
You agree not to use the website in a way that interferes with its operation, attempts to gain unauthorized access, introduces harmful code, or violates applicable law.

Third-party services and links
Hard to Fire may link to third-party websites or use third-party services, including MailerLite for email subscriptions. Those services are governed by their own terms and privacy practices. Hard to Fire Publishing is not responsible for third-party content, availability, or practices.

Disclaimer and limitation of liability
The website is provided on an “as is” and “as available” basis. To the fullest extent permitted by law, Hard to Fire Publishing disclaims warranties of any kind, express or implied.

Hard to Fire Publishing will not be liable for damages arising from your use of, inability to use, or reliance on the website or its materials.

Changes to these terms
We may update these Terms of Use when the website, services, or applicable requirements change. The effective date at the top of this page shows when they were last revised.

Governing law
These terms are governed by the laws of the State of Texas, without regard to conflict-of-law principles.

Contact
Hard to Fire Publishing 808 Travis St. Houston, TX 77002 United States

Email: hello@hardtofire.club